About TIO

About Us

TIO, the Territory's own insurance and banking provider

Employing more than 250 staff, TIO has a strong branch network throughout the Territory, a local claims and call centre and offers a comprehensive range of products and services from everyday savings and transaction accounts, home loans and term deposits to personal and business insurance.

TIO exists to look after the needs of Territorians in the provision of comprehensive household insurance cover which exceeds industry standards by providing cyclone, flood and storm surge protection and the administration of the Territory Government's Motor Accidents Compensation Scheme and the Homestart NT scheme.

TIO has become an important part of the Territory lifestyle and is a respected and trusted member in both the corporate world and the community.


Winner - Services to the Community Award

In August 2008 TIO achieved the highest accolade winning the Australia and New Zealand Institute of Insurance and Finance (ANZIIF) Services to the Community Award.

Making a significant contribution

Thirty years ago TIO started as a general insurer with just a handful of employees and a couple of
shopfronts in Darwin and Alice Springs.

Over the years, the business has diversified to also include banking and financial services as well as the administration and delivery of Northern Territory Government schemes for compulsory personal Motor Accidents Compensation (MAC), Homestart NT home loans for low to middle income earners and the building certification fund.

Today TIO is an iconic organisation with over 250 staff, and operations spread across the Territory. Throughout TIO's development, one overriding principle has remained the same - it exists to look after the needs of Territorians, to protect them and help maintain the lifestyle they enjoy.