If you are a TIO broker client, please contact your broker for your applicable policy documents.
Applicable to the Commercial Vehicle section of the Business Insurance Pack only.
A Trades & Services Pack policy is available to buy by calling 131 846.
Applicable to the Commercial Vehicle section of the Trades & Services Pack only.
An Office Pack policy is available to buy by calling 131 846.
Applicable to the Commercial Vehicle section of the Office Pack only.
A Commercial Motor policy is available to buy by calling 131 846.
A Key Facts Sheet (KFS) provides a summary of some of what a Home or Landlord policy covers or not. The KFS sets out some of the events that are covered and not covered. For full details of the conditions, limits and exclusions on all our cover options please refer to the Product Disclosure Statement.
A Premium, Excess, Discount and Options Guide (PED) provides information about how premiums are calculated, what discounts can be applied to your premiums and how it is applied, when certain excesses need to be paid following certain claims and the options available under your policy. A PED is available for Car Insurance, Home Insurance and Landlord Insurance.
A Target Market Determination (TMD) describes the class of customers for which the products described in a PDS have been designed for, including the key attributes of those products and the customers who are eligible for it. A TMD does not replace the terms and conditions, nor the disclosures made, in a PDS. You should continue to refer to the PDS before deciding to purchase an insurance cover.
TIO is based in Darwin and our strength lies in our solid understanding of the conditions faced within the Territory year after year.